Plumbing and Steamfitting the Hudson Valley

Plan Information

The Annuity Fund is administered in partnership with Empower Retirement (formerly MassMutual). Empower Retirement representatives are able to help you establish your account and provide you with additional information on investment options including risk profile, historical returns and investment related fees.  Once you establish your account, you can manage your investments and explore Empower Retirement’s retirement resources by logging into More detailed information about your Annuity Fund benefits are provided in the documents below.

Contact Information

For investment, loan repayment or Retiresmart website or app related inquiries, please contact Empower Retirement at 1-800-743-5274 or visit

For contribution related inquiries, please contact Dana Waldron at 914-737-7220 ext. 125.

For inquiries about distributions including retirement, hardship or applying for a loan, please contact Linda Catucci at 914-737-7220 ext. 121.

Summary Plan Description and Summary of Material Modifications

Secure Act 2.0 - SMM (2024)

COVID-19 Related Plan Changes - SMM (2021)

COVID-19 Related Plan Changes - SMM (2020)

Empower Retirement Purchases MassMutual